Qik Car Title Loans
Call (855) 211-5880
SERVING CITIES NATIONWIDE
Get fast cash with same day loan approval.
Have questions? QIK Car Title Loans is here answer all your frequently asked questions concerning the process of a car title loan. If you don’t see your question answered here, you can give us a call at (855) 211-5880 and one of our loan officers will be able to assist you.
How does the loan process work?
- Give us a call at (855) 211-5880 or fill out our quick online form. Our loan officer will get in touch with you immediately. You’ll find out right away how much you can qualify for.
- Turn in your required documents: your car title, your ID or driver’s license, proof of your income, and insurance and registration papers.
- Get your cash! Your loan will be wired to you through your bank account or will be available to you through MoneyGram, which is available throughout retailers nationwide.
If you are weighed down by a cash crisis and need funds in a hurry, QIK Car Title Loans promises you instant cash with an easy process.
What are the requirements for the loan?
- You need to 18 years or older.
- You must be the sole owner of your vehicle.
- Your vehicle should be paid off and needs to be free of any liens.
- You must have an monthly income of at least $1500.
- Your vehicle should be newer than 1999.
What if I have bad credit or no credit?
Even if you have no credit or a poor credit score, it won’t affect your chances of qualifying for a loan. Instead, what qualifies you for the loan is your car value. If you have a car that carries enough value but have a poor credit score, you can still qualify for the loan. This is the main reason why Qik Car Title Loans is the best alternative for those who have bad credit and cannot get a conventional loan with the bank.
How long does it take to get approved?
Our loan process is extremely easy and fast. Approval can take less than15 minutes! Just fill out our application, which takes less than 5 minutes, or give us a call at (855) 211-5880 and get started right away. Once you get in touch with a loan expert, you’ll find out right away if you’ve been approved for a loan.
Should my car be loan free, lien free?
Yes, your car title must be under only your name. The car must be paid off and lien-free. You must have your car title in order to prove sole ownership of the vehicle.
What documents do I need for the loan process?
- Your car title or pink slip
- Insurance and registration papers
- An ID or driver’s license
- Proof of income
Can I get a title loan if I don't have a job?
If you are unemployed but you are still receiving an income of at least $1,500 than you can still qualify for a loan with us. If you are drawing assistance from the state authorized bodies or social security you can submit relevant certifications from the Department of Social Services or the Social Security Administration.
What is a car title loan?
A car title loan is a short-term loan that is based off of the value of your vehicle. Qik Car Title Loans creates an opportunity for you to borrow against the value of your car. Car title loans are often referred to as pink slip loans, title loans, or auto title loans.
How much can I get for a loan?
Your loan amount relies on the market value of your car. Our loan officers will be able to provide a quick quote for you on the phone. This quote is available to you free of charge. Go ahead and give us a call today to see how much you can get!
How do car title loans work?
Car title loans give car owners the opportunity to borrow a loan using the value of their car. The car serves as collateral for your loan since the loan is not based on your credit. This gives more flexibility for who can qualify for a loan. If your car carries enough value, you’ll be able to get a loan up to that amount.
When a person takes out a car title loan, the borrower will have to transfer their car title under the lender’s name, but the title will be transferred back under the borrower’s name when the loan is paid off. If the borrower is unable to pay off the loan and defaults, the car will stay under the lender’s name until the loan is paid in full.
Can I still apply if I have no credit?
Having bad credit or no credit will not be a problem when applying for a car title loan. Since the loan is not based on your credit score, you can still qualify for a car title loan if your car carries enough value.
Do I need to drive to your office?
No, Qik Car Title Loans can handle your loan process entirely online. This is one of the main reasons why loan approval is fast, easy, and convenient. We cut out any unnecessary steps, so applying online and calling us will save you a lot of time. You can get your money faster this way.
Will I be able to drive my car?
Absolutely, you’ll get to keep your car and drive it. Even though the title is now under the lender’s name, you’ll still be able to use your car for whatever you need. The title will be transferred back under your name when you pay off the loan.
What if I've filed for bankruptcy?
If you’ve filed for bankruptcy, Qik Car Title Loans can still help you get the loan you need. Your loan approval is not based on your financial history. Instead, if your car carries enough value, you can still qualify for a loan with us.This is why Qik Car Title Loans is one of the best resources to help you when you’re hitting tough financial times.
Is there a minimum or maximum loan amount?
Minimum and maximum loan amounts will vary according to your state laws. Call us or apply online to find out right away how much your car qualifies for and how much you can get for your loan.
Would I be able to take out a second car title loan?
If you have an existing car title loan with Qik Car TItle Loans, you’ll be able to get a second car title loan as soon as you pay off the first loan.
Can a car title loan help my credit score?
Yes! If you make your payments on time and in the right amount, a car title loan can help you build your credit score! This is Qik Car Title Loans is the best option for those who need money but also need help rebuilding their credit. QIk Car Title Loans reports your payments to the three large credit bureaus, Experian, Transunion, and Equifax.
Call (855) 211-5880
Call us today if you need:
Quick Loan Approval
Money Under 48 Hours
Fast, Convenient Service